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Your break-even point is the minimum you need to charge (or work) just to cover your costs. Beyond that point, everything is profit. This calculator helps you understand exactly where that line is.

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trending_up Break-Even Point

Jobs to Break Even

0 jobs/mo

0

Hours/Month

$0

Profit/Job

0

Weeks (at 40hrs)

Monthly Progress Visualization

Break-even
PROFIT
0 jobs 20 jobs
If You Complete...
5 jobs -$750
10 jobs -$500
15 jobs $750
20 jobs $1,000

How to Use This Calculator

  1. Enter your fixed costs (insurance, truck payment, tools, etc.)
  2. Enter your variable costs per job (materials, supplies)
  3. Enter your average price per job or hourly rate
  4. See how many jobs/hours you need to break even

Understanding Break-Even for Contractors

Your break-even formula: Fixed Costs ÷ (Price - Variable Costs) = Number of Jobs Needed

Example Break-Even Analysis

Monthly Costs Amount
Truck payment$500
Insurance$300
Tools/equipment$200
Phone/software$100
Total Fixed Costs$1,100

If you charge $200/job with $50 in materials, you keep $150 per job. Break-even = $1,100 ÷ $150 = 7.3 jobs per month.