The closest competitor on price. So let's talk about what you get for your money.
Contractor+ is the most similar competitor to C-Money. They're affordable, they target solo contractors, and they have a free plan. We respect that. But there are real differences that matter when you're running jobs every day.
| C-Money | Contractor+ | |
|---|---|---|
| Monthly Price | $19.99/mo* | Free / $29/mo Pro |
| Free Plan | ❌ (14-day trial) | ✅ (limited) |
| AI Estimates | ✅ Built-in | ✅ Estimatic |
| Nagging Reminders | ✅ MUST ToDo | ❌ No |
| Estimate→Job→Invoice | ✅ Seamless flow | ✅ |
| Stripe Payments | ✅ | ✅ (credit card + eCheck) |
| QuickBooks Sync | ✅ | ✅ Full 2-way sync |
| Customer CRM | ✅ Full CRM | ✅ Basic |
| Mobile-First | ✅ Built for the truck | ✅ Mobile app |
| Built By | A solo contractor | Software company |
| Team Features (Pro) | Solo-focused | ✅ Employees/subs |
*Founders' rate for first 500 users. Regular price $39.99/mo.
Contractor+ has a free plan, and credit where it's due — it's genuinely useful for basic estimating and invoicing. But here's the thing about free plans:
The Contractor+ free plan gets you started, but once you need team collaboration, advanced features, or priority support, you're upgrading to $29/mo. C-Money gives you the full professional toolkit from day one — no feature gates, no upsell walls.
No team members, no subcontractor management, limited customization. For a true solo operator who never plans to grow, maybe that's fine. But if you want professional-grade tools from day one, C-Money delivers more for just $19.99/mo.
Both C-Money and Contractor+ offer AI-powered estimating — Contractor+ calls theirs Estimatic. The difference is in the workflow: C-Money's AI integrates directly into the estimate→job→invoice pipeline with your plain-English notes, while Estimatic is a standalone tool. When you're standing in a customer's kitchen, seamless workflow matters as much as the AI itself.
Neither Contractor+ nor most competitors have anything like MUST ToDo. It's a persistent reminder system that nags you about follow-ups, pending estimates, and overdue invoices. As a solo operator, this is the difference between leaving $500 on the table and actually collecting it.
Both platforms let you create estimates and invoices. But C-Money's workflow is designed as a seamless pipeline: estimate converts to job, job converts to invoice, payment gets collected, QuickBooks gets updated. One continuous flow, no re-entering data.
C-Money's founder is a 20-year corporate tech veteran who became a Denver handyman. He built C-Money because he was living the pain every day — sending estimates from job sites, chasing invoices from his truck, trying to keep QuickBooks updated between jobs. Every feature exists because he needed it himself.
Let's keep it real:
If you're just getting started and want to test the waters with zero financial risk, Contractor+ free is a reasonable starting point. But when you're ready for pro-grade tools with AI, you'll outgrow it fast.
| Plan | Monthly | Annual Cost | Notes |
|---|---|---|---|
| Contractor+ Free | $0 | $0 | Basic features only |
| C-Money (Founders') | $19.99 | $240 | Full AI toolkit |
| Contractor+ Pro | $29 | $348 | Team features |
| C-Money (Regular) | $39.99 | $480 | Full AI toolkit |
At founders' pricing, C-Money is $9/mo less than Contractor+ Pro while including MUST ToDo reminders and a seamless estimate→job→invoice workflow that keeps you from leaving money on the table.
Contractor+ is a decent budget option, especially the free plan. If you need $0/month and can live with basic features, it works.
But if you're willing to invest $19.99/mo in your business — less than a tank of gas — C-Money gives you persistent MUST ToDo reminders that prevent jobs from falling through the cracks, a seamless estimate-to-invoice workflow, and tools designed by someone who's actually done the work.
The question isn't whether you can afford C-Money. It's whether you can afford to leave money on the table without it.
Contractor+ free gets you started. C-Money gets you paid. Try it for 14 days and see the difference MUST ToDo reminders and a seamless workflow make in your daily revenue.
Try C-Money Free for 14 DaysNo credit card required. No annual contract. Upgrade from free when you're ready to go pro.